Experienced life and health agents at SIG/Ark-La-Tex Insurance Agency can assist you by designing a policy that best fits your personal or business needs. We want to help you protect those who are most important to you with the right life insurance, health insurance and financial products. We offer a broad range of optional coverage in Texas, Louisiana, Arkansas and Oklahoma. Call us at (903) 791-1230 or start a Free Rate Quote.

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Life/Health/Financial Insurance Products: Annuities This increasingly popular financial product represents a safe, secure, flexible, tax-advantaged investment vehicle for many. All annuities have three primary advantages: Tax Deferral, Avoidance of Probate, and a Guaranteed Income (optional) for a fixed period of time, or income for life. Life Life insurance provides a degree of financial protection against the certainty of death and can help survivors achieve specified financial objectives. Retirement Services Retirement can be one of the most exciting phases of life, and it can easily last as many years as a career. Isn't that worth serious attention right now? To better ensure a comfortable, financially secure retirement, you should begin as soon as you can to plan a well-rounded retirement program. Health Our health plans provide you with affordable, quality health insurance products to meet your needs today and tomorrow, with competitively priced PPO's, HMO's, MSA's and Major Medical plans designed to save you money. Our agents bring you the highest quality insurance carriers and products on the market today. What are Life Settlements? A Life Settlement is the sale of an existing life insurance policy that no longer meets the needs of the insured individual. The investor buys a share of a policy at a discount to the face amount; at the insured's passing the investor receives the full death benefit. The Value of Tips Life settlements are sometimes referred to as TIPs(transferable insurance policies) which are similar in nature to a zero coupon bond. Policies are purchased at a discount to their face value. These discounts are based primarily on the life expectancy of the seller of the policy, although other factors affect the acquisition costs. Yield is computed by the difference between the acquisition cost and the amount paid out at the maturity of the policy.